Make payments on time.
Pay credit card in full.
Limit payday loans and quick finance options.
If you are turned down for a loan, check your credit history and fix any errors before applying for more loans.
Don’t share bills: Make sure your name isn’t on any bills with other people.
Limit credit applications: Every time you apply for credit, the lender will do a credit check. Each check negatively impacts your score. Only apply for what you really need.
Wait for the time limits: Items on your credit history stick around for a set amount of time, four to five years.